1. Introduction
    By using this website, you agree to these terms and conditions. If you do not agree, please do not use this website.
  2. About Our Services
    We provide financial education and guidance to help business owners better understand the relationship between personal financial goals and business decisions.

We work alongside accountants and other professionals but do not replace their services.

  1. No Financial Advice
    The information provided on this website and through our services is for general informational and educational purposes only.

We do not provide regulated financial advice. Where appropriate, we may introduce you to qualified professionals who are authorised to provide such advice.

You should not rely on information from this website as a substitute for professional advice tailored to your specific circumstances.

  1. No Client Relationship
    Use of this website or contacting us does not create a formal client relationship.

A formal agreement will be required before any services are provided.

  1. Limitation of Liability
    We make reasonable efforts to ensure the accuracy of information on this website. However, we do not guarantee that all information is complete or up to date.

To the fullest extent permitted by law, we accept no liability for any loss or damage arising from reliance on information provided on this website.

  1. Third-Party Links
    This website may contain links to third-party websites. We are not responsible for the content or practices of these websites.
  2. Intellectual Property
    All content on this website is the property of Wellbeing & Later Life unless otherwise stated. You may not reproduce or distribute content without permission.
  3. Privacy
    Your use of this website is also governed by our Privacy Policy.
  4. Changes to These Terms
    We may update these terms from time to time. Continued use of the website constitutes acceptance of any changes.
  5. Governing Law
    These terms are governed by the laws of England and Wales.
  6. Contact
    If you have any questions about these terms, please contact: info@wbll.co.uk